Lending

At IBL Invest, we offer you a wide range of loans. Our team of seasoned bankers who have a great understanding of the lending process are always ready to support you, and are able to quickly and efficiently provide the loans that you require. We remain close to our clients and their businesses, which helps us understand their unique requirements, and thereby develop tailored financing solutions. We have broad experience in financing commercial, industrial, real estate and personal projects.

General Characteristics of Loans issues by IBL Invest

• Issued loans are characterized as medium to long term
• Minimum tenure is two years
• Loans are subject to a repayment plan where only 15% of the loan needs to be repaid during the first two years

Types of Loans

IBL Invest will tailor products to satisfy your needs and provide the necessary financing to grow your businesses. IBL Invest offers the following lending products to choose from:

• Term Loan/Subsidized Loan/Incentive Loan
• Letter of Credit/ Letter of Guarantee
• Kafalat Basic and Kafalat Plus type loans
• Housing Loans
• Available in LBP and USD
• LBP Housing loans period range between 7 years to 15 years
• USD Housing loans period range between 5 years to 30 years
• EIB (European Investment Banks): EIB Program consists of financing small and medium entities in developing projects in the following sectors: Industry, Tourism, Services, Healthcare, Higher Education, IT and Knowledge-based Economy, Energy and Telecommunication